Zilch
Zilch is a direct-to-consumer payments network founded in London in 2018. It offers interest-free instalment loans, BNPL and a cashback debit card, and makes money from card transaction fees and targeted merchant advertising rather than charging shoppers interest. It reached a $2B valuation in 2021 and has kept it since, has raised about $566M in total (including a $175M round led by KKCG), serves about 6 million customers, and reported £110.3M in revenue and a £10.5M loss for FY to March 2025. In 2026 it bought Lithuania's Fjord Bank to expand in Europe and invited banks to pitch for a possible London IPO as early as 2027.
Funding
Every round, secondary, debt facility or acquisition involving Zilch that AI Lounge tracks, newest first.
No rounds recorded yet.
Members see every AI company on AI Lounge with revenue, funding, valuation and investors, searchable and sortable, free.
Create my free account →Log in