Toastpublic
Toast (NYSE: TOST) offers an integrated platform of POS software, payment processing, hardware, payroll, inventory tools, lending and AI products (Toast IQ, including the Toast IQ Grow marketing agent) to restaurants and, increasingly, retail and food-and-beverage businesses. It makes money from SaaS subscriptions, payments and fintech fees (the largest revenue line), and hardware. As of June 30, 2026 it served about 180,000 locations, had $2.4B in annualized recurring run-rate (ARR) and processed $60.7B of gross payment volume in Q2 2026. It went public in September 2021 and reported Q2 2026 net income of $154M.
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