Sunbit
Sunbit sells AI-driven point-of-sale financing (BNPL) and co-branded credit cards to auto, dental, optical and retail merchants and their consumers.
Sunbit is a Los Angeles fintech. It offers fee-free, instant pay-over-time financing at the point of sale and Sunbit-branded credit cards, using AI/ML underwriting. It works with merchants in auto service, healthcare and retail, and through SaaS and Stripe integrations. The business is B2B2C: lending revenue comes from financing consumers at partner merchants. It has served more than 6M customers across 45,000+ locations (2026). It has raised about $1.1B, mostly debt facilities including a $355M round in Nov 2024. It reached sustained profitability in late 2024 and targets about $460M revenue in 2026.
