NIUM
Nium sells a global real-time payments infrastructure (cross-border payouts, multi-currency accounts, card issuing) to banks, fintechs, payment firms and enterprises.
Nium is a Singapore-headquartered payments infrastructure company that grew out of the Instarem remittance platform. Through APIs, it lets businesses collect, convert and send funds to bank accounts, cards and wallets in 190+ countries, with real-time payouts in 100+ markets. It also offers multi-currency accounts, card issuing, FX and merchant acquiring. It is private and VC-backed. It reached a $1.4B valuation in 2024, when it raised a $50M Series E led by the Brunei Investment Agency. Tracxn puts total funding at about $312M. It has said it plans a US IPO, with the target date pushed to the end of 2026.