MoMo

MoMo, operated by M_Service JSC, is a mobile e-wallet and payments super app. It offers payments, transfers, bill pay, savings, insurance, and consumer credit to consumers and merchants. Revenue comes from payment and merchant fees and financial-services distribution. Reported figures include a Series E in 2021 that valued it at about $2.3B, a reported 40M+ registered users in 2025, and about $482M in 2024 revenue. Third-party sources, not company filings, report the revenue and user figures. MoMo uses AI for personalization, but it is a fintech company, not primarily an AI company.