Aven
Aven sells a Visa credit card backed by home equity, with HELOC-like rates and cash back, to prime and super-prime US homeowners.
Aven is a fintech company that offers a home-equity-backed Visa credit card. The application is fully digital and the company says approval can take as little as 15 minutes. Customers are US homeowners who want lower-cost credit than a typical credit card, or a faster alternative to a traditional HELOC. Aven earns money from interest and card interchange fees, and it works with Coastal Community Bank. It raised a $110M Series E at a $2.2B valuation in September 2025, after a $142M Series D at a $1B valuation in July 2024. As of early 2026, Forbes reported more than 75,000 customers and over $4B in credit lines issued. In April 2026 it launched a bitcoin-backed Visa card.
