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#112 by ARREngland, GBstarlingbank.com ↗

Starling Bank

UK digital-only bank offering personal, joint and business current accounts and lending via a mobile app, plus Engine, a SaaS core banking platform sold to other banks.

FintechDigital BankingBanking-as-a-ServiceSME BankingFinancial AI
ARR
$892M revenue (est.)
as of Oct 2026
Employees
2.9K
as of Oct 2026
Valuation
$5.4B
6.1× ARR
ARR / employee
$308K
revenue efficiency
About Starling Bank

Starling Bank is a UK mobile-only bank licensed in 2016. It serves retail and SME customers with current accounts, savings and lending, and has launched AI tools such as Scam Intelligence and Spending Intelligence. Its Engine by Starling subsidiary licenses the bank's cloud-native technology platform to banks overseas, with clients including Tangerine (Canada), AMP Bank GO (Australia) and Salt Bank (Romania). In FY26 (year to 31 March 2026) Starling reported group revenue of £887m, pre-tax profit of £217m, 6.2m platform accounts and £12.7bn of customer deposits. Engine's committed ARR was £70m.

Investors · 8

LeadFidelityAsset manager / other15 partners on file
BoardChrysalis Investments (formerly Merian Chrysalis)Venture capital· Richard Watts (Fund manager at Chrysalis Investments; investor Non-Executive Director (reported to have left the board in 2026))
BoardChrysalis Investments (formerly Merian Chrysalis)Venture capital· Nick Williamson (Fund manager at Chrysalis Investments; board member (reported to be leaving the board in 2026))
BoardJTC Group (Harald McPike's investment vehicle, as named by Bloomberg/PaymentExpert)Venture capital· Lazaro Campos (Investor Non-Executive Director, representing the largest shareholder Harald McPike (expected to resign in 2026))3 partners on file
BoardJTC Group (Harald McPike's investment vehicle, as named by Bloomberg/PaymentExpert)Venture capital· Marcus Traill (Investor Non-Executive Director, representing Harald McPike (formerly a QuantRes executive; reported to have left the board in 2026))3 partners on file
InvestorChrysalis Investments (formerly Merian Chrysalis)Venture capital
InvestorGoldman SachsBank15 partners on file
InvestorMerian Global Investors (now Jupiter Asset Management)Venture capital3 partners on file
InvestorMillennium ManagementVenture capital3 partners on file
InvestorQatar Investment AuthoritySovereign fund87 partners on file
InvestorRPMI RailpenVenture capital3 partners on file
129 partner contacts across these firms, emails and LinkedIn are in Investor Contacts for paid members.

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