Halan
Egyptian fintech super app, with an AI credit-scoring engine, that gives consumers and small businesses loans, BNPL, wallets, payments, savings and e-commerce.
Halan runs a financial super app in Egypt. It offers consumer and business loans, buy-now-pay-later, prepaid cards, e-wallets, savings and investments, and e-commerce. Its customers are mainly underbanked individuals and SMEs. It makes money mainly from lending and financing fees. It merged with MNT in 2021 to form MNT-Halan, which became Egypt's first fintech unicorn (about $1B valuation, 2023). It uses a proprietary AI credit-scoring engine called Neuron, and expanded to the UAE in 2024. It has raised about $668M in total (Tracxn), including a $71M CIB debt facility in Oct 2025. Employee counts differ by source: Tracxn lists about 1,771 for Halan (Sep 2026), and Dealroom lists 1,683.
