ClearBank

ClearBank is a UK-authorised clearing bank (PRA-authorised, FCA-regulated) that gives fintechs, banks, credit unions, digital-asset platforms and corporates API access to regulated accounts, real-time clearing and payments. It is a B2B embedded-banking business that earns fees from partners using its infrastructure. Backers include Apax, PPF Group and CFFI Ventures, which led a roughly £175m (about $230m) round in March 2022. The company has about 700–770 staff, and it launched a digital-asset settlement service for cross-border payments in 2026. This is a fintech, not an AI company.