Bunq

bunq is a mobile-first neobank licensed in the Netherlands. It offers personal and business accounts, savings, debit and credit cards, investing and a public API. It also has an AI assistant, Finn. It earns money from subscriptions and interest and fee income on deposits. In 2021 it raised a €193M Series A at a €1.6B valuation, the largest Series A for a European fintech at that time, and it reached structural profitability in 2022. It bought Tricount in 2022. Wikipedia reports 2023 net income of €53.1M. Estimates put it at about 15M users and over €8B in deposits as of 2025.