Elevate Credit
Elevate Credit offers tech-enabled online credit products to non-prime consumers. Its Blueprint platform uses advanced analytics for underwriting, and the company works both as a state-licensed lender and as a service provider to FDIC-regulated banks. It earns money from interest and fees on loans and credit lines. It was founded in 2014, listed on the NYSE (ELVT) in 2017, and was acquired by Park Cities Asset Management in 2022–2023. It reports having originated over $10 billion in credit to more than 2.7 million consumers.
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