Opay
OPay is a Nigerian fintech offering mobile wallet, transfers, bill payments, cards, savings, loans and POS/merchant payments to consumers, agents and small businesses.
OPay (OPay Digital Services Limited) runs a mobile-money and payments platform with a consumer app, an agent network, POS terminals, OPay Business for merchants, and checkout. Its products include transfers, bill and airtime payments, debit cards, savings and loans. It is licensed by the Central Bank of Nigeria and earns revenue from transaction fees, POS and agent services, and financial products such as loans. It was founded in 2018 and has raised about $570M in total, including a $400M Series C in August 2021 led by SoftBank Vision Fund 2 that valued it at around $2B. PitchBook lists the company as having announced an IPO in May 2026, and it also operates in Egypt and Pakistan.
