Creditas
Brazilian fintech offering secured consumer loans (home equity, auto-backed, payroll), insurance and employee-benefit products to consumers and employers through a digital platform.
Creditas, founded in 2012 as BankFácil, runs a digital lending platform. It offers home-equity, vehicle-backed and payroll loans plus insurance and a vehicle marketplace. Customers are Brazilian consumers, and employers through B2B2C payroll integration. It earns money from interest and fees on loans funded through capital markets and asset-backed funds, and it holds a banking licence from its 2022 acquisition of Andbank Brasil. It raised a $108M Series G at a $3.3B valuation in December 2025, has raised roughly $1B in total, and had about 2,000 employees in 2026.
